Protection for the Risks That Don’t Fit the Standard Box
Insurance, Designed Only Around You
WMG Xclusive is our signature suite of personal protection solutions, built for the risks that fall outside conventional insurance. Your pet, your bicycle, your digital identity and the unexpected situations that come with modern life all deserve considered protection.
Each Xclusive solution is curated around your actual exposure, giving you the same precision and care in personal protection that WMG brings to business risk advisory.
Protection for the risks standard policies overlook
Modern life comes with risks that don’t always fit neatly into conventional insurance. WMG Xclusive brings specialised protection together under one advisory approach.
Pet Protection
Insurance solutions for dogs, cats, birds and exotic breeds, covering eligible illness, injury, theft and other risks.
Bicycle Protection
Protection against theft, fire, accidental damage and worldwide transit loss, with personal accident benefits.
Digital Protection
Cover designed to respond to cyber incidents involving your identity, data, online accounts and digital transactions.
Recovery & Support
Access to support for legal costs, IT investigation, credit record rectification and other eligible expenses following a cyber incident.
THE WMG DIFFERENCE
What We Cover
WMG Xclusive brings together carefully structured solutions for personal risks that deserve more than a standard insurance policy.
Pet Insurance
Lifetime, time-limited or money-limit cover for dogs, cats, birds and exotic breeds, including eligible illness, accidental injury, theft and loss of show value.
Bicycle Insurance
Protection against theft, fire, accidental damage and worldwide transit loss, along with accidental death or disability cover up to INR 2,00,000.
Cashless Cycle Claims
Hospital treatment following eligible cycling accidents with cashless support up to the value of the bicycle.
Individual Cyber Insurance
Protection against data theft, identity theft, cyberstalking, phishing and email spoofing.
Financial Fraud Protection
Indemnity for eligible losses arising from unauthorised online transactions and digital extortion.
Recovery Support
Support for eligible legal costs, IT investigation expenses, credit record rectification and counselling following a cyber incident.
Worldwide Reach
Selected Xclusive covers extend internationally, helping protect your pet, bicycle and other covered interests beyond Indian borders.
WHY WMG
Standard policies aren’t built for the specifics of your life – WMG Xclusive is. We design each plan around your actual exposure, not a generic template, backed by the same rigor and transparency we bring to every risk we advise on. It’s protection with precision, delivered the WMG way.
Standard policies are designed for broad categories. WMG Xclusive takes a more individual approach, looking at the specific risks that matter to you and structuring protection accordingly.
Curated, Not Off-the-Shelf
Precision in Protection
Transparent Advisory
The WMG Way
OUR APPROACH
A More Personal Way to Protect the Unusual
We begin with what makes your requirements different, then identify the specialised protection that fits your lifestyle and exposure.
1
Understand Your Lifestyle
Understand your interests, belongings, digital exposure and the risks that matter to you.
2
Identify the Gaps
Identify areas where conventional insurance may not provide the specialised protection you require.
3
Curate Your Protection
Select and structure relevant Xclusive solutions around your specific exposure.
4
Support Beyond Placement
Continue to support you with policy servicing and claims-related assistance when you need it.