Liability Insurance
Third-party claims can strike any business, any day – WMG designs liability cover that stands between you and the unexpected.
Protection When Someone Else’s Loss Becomes Your Responsibility
Protect What You’ve Built From What You Can’t Predict
A customer injury, employee grievance, professional error or data breach can quickly become a legal and financial challenge. Liability insurance helps protect your business when third-party claims, legal responsibilities or unexpected losses arise from your operations.
WMG helps identify the liability exposures across your business, leadership, people, products and professional activities, then structures protection around the risks that matter most.
Protect Your People & Professionals
Protect Against Emerging Risks
Protection Across Your Business, People & Responsibilities
Liability exposure can arise from almost every part of an organisation. WMG takes a broader view of your business to identify the different responsibilities and exposures that could affect your balance sheet, leadership and reputation.
Business Operations
Protect against third-party bodily injury, property damage and other claims arising from your business activities.
Leadership & People
Address exposures involving directors, officers, employees and workplace-related disputes.
Products Services
Protection for claims arising from products, professional advice, errors, omissions or alleged negligence.
Cyber & Commercial Risks
Solutions addressing data breaches, system failures, fraud, theft and other financial consequences of business risk.
THE WMG DIFFERENCE
What We Cover
Our liability insurance solutions address a broad range of exposures across business operations, leadership, employees, products, professional services and emerging risks.
Directors & Officers (D&O) Liability
Shields your board and leadership from personal liability for decisions made in the course of running the company.
Employment Practices Liability (EPLI)
Covers claims of discrimination, harassment, wrongful termination, and other workplace disputes.
Commercial General Liability (CGL)
Protects against third-party bodily injury, property damage, and advertising-related claims arising from your operations.
Product Liability & Recall
Covers injury, damage, and recall costs when a product you manufacture or sell causes harm.
Professional Indemnity / Errors & Omissions
Defends professionals and service providers against claims of negligence, mistakes, or failure to deliver as promised.
Cyber Risk Insurance
Responds to data breaches, system failures, and the first- and third-party costs of a cyber incident.
Commercial Crime Insurance
Covers losses from employee dishonesty, fraud, and theft - internal and external.
Workmen Compensation
Meets your statutory liability for employee injury, disability, or death arising in the course of employment.
Title Insurance
Protects property owners and lenders against loss from defects, disputes, or fraud in a property's title.
WHY WMG
Liability risks rarely sit in one place. They can span your operations, leadership, employees, products, professional services and technology. WMG takes the time to map these exposures before structuring your insurance programme.
OUR APPROACH
A Clearer Way to Manage Liability Risk
From identifying your exposures to structuring protection and supporting you through the life of your programme, WMG takes a structured approach to liability risk.
1
Map Your Exposures
We understand your operations, leadership, people, products and professional activities to identify where liability risks may arise.
2
Assess Your Risk
We examine the potential financial and operational impact of different liability exposures across your business.
3
Structure Your Cover
We develop an insurance programme around the risks that matter to your organisation, helping address relevant areas of exposure.
4
Support Your Business
We remain by your side beyond policy placement, providing ongoing advisory support when circumstances change or a claim arises.
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Contact With Us!
2220 Plymouth Rd #302, Hopkins, Minnesota(MN), 55305
Call us: (234) 109-6666
Mon – Sat: 8.00am – 18.00pm / Holiday : Closed
